{"id":3752,"date":"2025-09-11T12:39:57","date_gmt":"2025-09-11T10:39:57","guid":{"rendered":"https:\/\/magazin-finance.cz\/?p=3752"},"modified":"2025-09-11T12:39:58","modified_gmt":"2025-09-11T10:39:58","slug":"pasivni-prijem-jak-vydelavat-i-kdyz-zrovna-nepracujes","status":"publish","type":"post","link":"https:\/\/magazin-finance.cz\/?p=3752","title":{"rendered":"Pasivn\u00ed p\u0159\u00edjem: Jak vyd\u011bl\u00e1vat, i kdy\u017e zrovna nepracuje\u0161"},"content":{"rendered":"\n<p>Vyd\u011bl\u00e1vat pen\u00edze, zat\u00edmco sp\u00ed\u0161. Zn\u00ed to jako sen? Ve skute\u010dnosti je to&nbsp;<strong>re\u00e1ln\u00fd c\u00edl<\/strong>, kter\u00e9ho m\u016f\u017ee dos\u00e1hnout t\u00e9m\u011b\u0159 ka\u017ed\u00fd \u2013 pomoc\u00ed&nbsp;<strong>pasivn\u00edho p\u0159\u00edjmu<\/strong>. Nen\u00ed to rychl\u00e9 ani snadn\u00e9, ale dlouhodob\u011b m\u016f\u017ee\u0161 vybudovat finan\u010dn\u00ed syst\u00e9m, kter\u00fd ti zajist\u00ed v\u011bt\u0161\u00ed svobodu a m\u00e9n\u011b stresu.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Co je pasivn\u00ed p\u0159\u00edjem?<\/h3>\n\n\n\n<p>Pasivn\u00ed p\u0159\u00edjem je&nbsp;<strong>pravideln\u00fd p\u0159\u00edjem, kter\u00fd nevy\u017eaduje aktivn\u00ed pr\u00e1ci na ka\u017edodenn\u00ed b\u00e1zi<\/strong>. Jednou vytvo\u0159\u00ed\u0161 nebo investuje\u0161 \u2013 a pen\u00edze pak chod\u00ed (\u010dasto) samy.<\/p>\n\n\n\n<p>Nen\u00ed to \u201ebez pr\u00e1ce\u201c, ale&nbsp;<strong>pr\u00e1ce na za\u010d\u00e1tku<\/strong>, kter\u00e1 se ti dlouhodob\u011b vrac\u00ed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Typy pasivn\u00edho p\u0159\u00edjmu<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1.&nbsp;<strong>Investice do dividendov\u00fdch akci\u00ed<\/strong><\/h4>\n\n\n\n<p>Koup\u00ed\u0161 si akcie firem, kter\u00e9 pravideln\u011b vypl\u00e1cej\u00ed&nbsp;<strong>dividendy<\/strong>. Nap\u0159\u00edklad \u010cEZ, Coca-Cola nebo Microsoft.<\/p>\n\n\n\n<p>\u2705 V\u00fdhody: Stabiln\u00ed p\u0159\u00edjem<br>\u274c Nev\u00fdhody: Vy\u0161\u0161\u00ed vstupn\u00ed kapit\u00e1l, v\u00fdkyvy na trhu<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">2.&nbsp;<strong>Investice do nemovitost\u00ed<\/strong><\/h4>\n\n\n\n<p>Kup nemovitost a pronaj\u00edmej ji. M\u016f\u017ee to b\u00fdt byt, d\u016fm, nebo t\u0159eba gar\u00e1\u017e.<\/p>\n\n\n\n<p>\u2705 V\u00fdhody: M\u011bs\u00ed\u010dn\u00ed cashflow, r\u016fst hodnoty majetku<br>\u274c Nev\u00fdhody: Vy\u0161\u0161\u00ed po\u010d\u00e1te\u010dn\u00ed n\u00e1klady, starosti s n\u00e1jemn\u00edky<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">3.&nbsp;<strong>P2P p\u016fj\u010dky a crowdlending<\/strong><\/h4>\n\n\n\n<p>P\u016fj\u010duje\u0161 pen\u00edze ostatn\u00edm p\u0159es platformy jako Zonky, Mintos nebo Bondster a&nbsp;<strong>z\u00edsk\u00e1v\u00e1\u0161 \u00farok<\/strong>.<\/p>\n\n\n\n<p>\u2705 V\u00fdhody: Ni\u017e\u0161\u00ed vstupn\u00ed bari\u00e9ra<br>\u274c Nev\u00fdhody: Riziko nesplacen\u00ed, regulace<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">4.&nbsp;<strong>Vlastn\u00ed digit\u00e1ln\u00ed produkt<\/strong><\/h4>\n\n\n\n<p>Nap\u00ed\u0161e\u0161 e-book, nato\u010d\u00ed\u0161 online kurz, vytvo\u0159\u00ed\u0161 \u0161ablonu \u2013 a lid\u00e9 si ji kupuj\u00ed znovu a znovu.<\/p>\n\n\n\n<p>\u2705 V\u00fdhody: N\u00edzk\u00e9 n\u00e1klady, \u0161k\u00e1lovatelnost<br>\u274c Nev\u00fdhody: \u010cas na vytvo\u0159en\u00ed, marketing<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">5.&nbsp;<strong>YouTube, blog nebo podcast s reklamou<\/strong><\/h4>\n\n\n\n<p>Vytvo\u0159\u00ed\u0161 obsah, p\u0159il\u00e1k\u00e1\u0161 publikum \u2013 a vyd\u011bl\u00e1v\u00e1\u0161 na reklam\u011b, spoluprac\u00edch nebo affiliate marketingu.<\/p>\n\n\n\n<p>\u2705 V\u00fdhody: Dlouhodob\u00fd potenci\u00e1l, n\u00edzk\u00e9 n\u00e1klady<br>\u274c Nev\u00fdhody: Trv\u00e1 d\u00e9le, ne\u017e p\u0159ijde p\u0159\u00edjem<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">6.&nbsp;<strong>Licen\u010dn\u00ed poplatky a autorsk\u00e1 pr\u00e1va<\/strong><\/h4>\n\n\n\n<p>Nap\u00ed\u0161e\u0161 knihu, hudbu nebo vyvine\u0161 software \u2013 a z ka\u017ed\u00e9ho prodeje dost\u00e1v\u00e1\u0161 procenta.<\/p>\n\n\n\n<p>\u2705 V\u00fdhody: Skv\u011bl\u00fd \u201ep\u0159\u00edjem z n\u00e1padu\u201c<br>\u274c Nev\u00fdhody: T\u011b\u017e\u0161\u00ed na rozjezd, vy\u017eaduje kreativitu a dovednosti<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kolik pot\u0159ebuje\u0161 na za\u010d\u00e1tku?<\/h3>\n\n\n\n<p>Pasivn\u00ed p\u0159\u00edjem&nbsp;<strong>neznamen\u00e1, \u017ee pot\u0159ebuje\u0161 miliony<\/strong>. Za\u010d\u00edt m\u016f\u017ee\u0161 i s men\u0161\u00ed \u010d\u00e1stkou nebo jen s \u010dasem a n\u00e1padem. P\u0159\u00edklady:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83d\udcc8 1 000 K\u010d m\u011bs\u00ed\u010dn\u011b do ETF \u2013 za p\u00e1r let m\u016f\u017ee\u0161 m\u00edt solidn\u00ed z\u00e1klad portfolia<\/li>\n\n\n\n<li>\ud83e\udde0 50 hodin pr\u00e1ce na online kurzu \u2013 kter\u00fd se prod\u00e1v\u00e1 d\u00e1l bez tv\u00e9 \u00fa\u010dasti<\/li>\n\n\n\n<li>\ud83c\udfe0 Investice do gar\u00e1\u017ee na pron\u00e1jem \u2013 ni\u017e\u0161\u00ed vstup ne\u017e u bytu<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>Vyd\u011bl\u00e1vat pen\u00edze, zat\u00edmco sp\u00ed\u0161. Zn\u00ed to jako sen? Ve skute\u010dnosti je to&nbsp;re\u00e1ln\u00fd c\u00edl, kter\u00e9ho m\u016f\u017ee dos\u00e1hnout t\u00e9m\u011b\u0159 ka\u017ed\u00fd \u2013 pomoc\u00ed&nbsp;pasivn\u00edho p\u0159\u00edjmu. Nen\u00ed to rychl\u00e9 ani snadn\u00e9, ale dlouhodob\u011b m\u016f\u017ee\u0161 vybudovat finan\u010dn\u00ed syst\u00e9m, kter\u00fd ti zajist\u00ed v\u011bt\u0161\u00ed svobodu a m\u00e9n\u011b stresu. Co je pasivn\u00ed p\u0159\u00edjem? Pasivn\u00ed p\u0159\u00edjem je&nbsp;pravideln\u00fd p\u0159\u00edjem, kter\u00fd nevy\u017eaduje aktivn\u00ed pr\u00e1ci na ka\u017edodenn\u00ed b\u00e1zi. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3753,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[3],"tags":[],"class_list":{"0":"post-3752","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance"},"aioseo_notices":[],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=\/wp\/v2\/posts\/3752","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3752"}],"version-history":[{"count":1,"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=\/wp\/v2\/posts\/3752\/revisions"}],"predecessor-version":[{"id":3754,"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=\/wp\/v2\/posts\/3752\/revisions\/3754"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=\/wp\/v2\/media\/3753"}],"wp:attachment":[{"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magazin-finance.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}